What are crypto-backed mortgages, and how do they work?

Mar 30, 2025 10:00 am Cryptocurrency 35

What are crypto-based mortgages?

Crypto-backed mortgages are a kind of loan where borrowers use their cryptocurrency holdings, such as Bitcoin (BTC) or Ether (ETH), as collateral to secure financing for real estate purchases. This approach allows you to access funds without selling your digital assets. By retaining crypto ownership, borrowers can still benefit from future price increases.

There are various types of crypto-backed mortgages: purchase mortgages, cash-out refinancing and bridge loans.

Purchase mortgages: These help you finance real estate using crypto as collateral.

Cash-out refinancing: It allows you to refinance your existing mortgages by leveraging your crypto assets to access additional funds.

Bridge loans: These loans provide short-term financing, helping you cover the period between purchasing a new property and selling an existing one.

Crypto mortgages are particularly appealing if you want to preserve your holdings whi ..

Support the originator by clicking the read the rest link below.